Solbiz: Group Health Insurance Built for Puerto Rico Employers With 2+ Employees

Small group does not have to mean small options. Solbiz by Insurance Advocates is our exclusive group health plan, built for Puerto Rico employers and customizable around your team and your budget. If you employ 2 or more people, it gives you access to a plan design that larger employers take for granted.

Here is what Solbiz can include for your company.

Full medical, pharmacy, dental, and vision coverage

Solbiz can cover the essentials and the extras in one plan: medical and hospital coverage, prescription and over-the-counter drugs, dental, and vision. Major medical and organ transplant coverage can be part of the package as well.

For small employers, assembling this level of coverage often means compromising somewhere — a thin pharmacy benefit, no dental, a restrictive hospital list. Solbiz is designed so that a group of two does not have to settle for less than what bigger groups get.

Preventive care at $0 copay and free-choice providers

Preventive services and vaccines come with $0 copay and $0 coinsurance. That matters: when preventive care costs nothing at the point of use, employees actually use it, and early care is far cheaper than late care.

Solbiz also comes with a free-choice provider network — no preferred or restricted network steering your employees. Your team sees the doctors they trust. For employers, that removes one of the biggest complaints about group health plans: the network that narrows every year.

Life insurance, EAP, and wellness built in

A group health plan should support the whole employee, not just their medical claims. Solbiz can include life insurance, plus an Employee Assistance Program (EAP) with unlimited visits and health and wellness tools.

An EAP with unlimited visits is a benefit employees genuinely use — for counseling, stress, family matters, and the kinds of issues that affect performance at work. Bundled into the same plan, it costs far less than sourcing separately.

Administration handled by one team

Solbiz also includes COBRA and benefits administration from the same team that manages the rest of your benefits. One point of contact. One team that knows your plan, your people, and your renewals.

For small HR teams — or owners handling HR themselves — this is often the difference between benefits that run smoothly and benefits that create paperwork headaches. Administration should not be the reason you avoid offering a strong plan.

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